How to Keep You & Your Bank Account Smiling During the Holidays

The holidays are months away, but it is never too early to start planning ahead.  Trust me, your wallet will thank you.  If you’re a procrastinator when it comes to gifts or even budgeting make this year different!  Follow these tips and hopefully you won’t feel like the holidays have put a drain on your […]

10 Free Ways to Have Fun

Have you ever wanted to do something without taking out your credit card and swiping? I think most families would agree that saving money is high on their priority list especially if they have kids. So, I have compiled 10 free activities that don’t cost a dime! 1. Go to the beach – My husband and I […]

15 Money Saving Tips

Are you trying to cut back expenses and live a more frugal lifestyle? Are you trying to destroy your debt and get back on track financially? Well, here are some great money saving tips that will propel you toward your goals and put some more cash back into your pocket! 1. Turn down your thermostat. […]

Target Retirement Date Mutual Funds – Is it really that easy?

Why choosing a fund based on your age may not always be your best option. Target Date Funds have gained in popularity since their introduction in the early 90’s.  And for good reason, they reduce something as complex as investing and retirement planning down to one single factor – your age.  These funds, also known as […]

Avoid the Debt Collector

Debt collectors are supposed to abide by the rules set forth in the Fair Debt Collection Practices Act (FDCPA). Old practices such as harassing you at work, calling you late at night, calling your employer, and threatening you with false information are forbidden. This act applies to third party collectors as well. Some states have […]

Write it down and make it plan: Start Planning Your Retirement Now

Are you in your 20s, 30s, 40s, 50s or even 60s? It’s time to write out your plan for a successful retirement. It doesn’t matter how much time you have-or don’t-it’s critical that you plan for retirement whether it’s 30 years or 3 years away. If you don’t have a written retirement plan, you’re not […]

Advice for Holiday Tipping and Gift Card Giving

This is a guest post. If interested in submitting a Personal Finance Blog Guest Post please read our guest posting policy and then contact us. Tipping during the holiday season to those who provide you a service all year long is a polite and generous acknowledgment of your appreciation for their service. Year-end holiday tipping to those you’ve received […]

Why You Shouldn’t Go To Work Sick

Americans pride themselves on hard work. We celebrate people that push through illness to accomplish a goal. But should we really? When Michael Jordan scored 37 points during the 1997 NBA Finals “Flu Game” people nearly worshipped him as a god. It was pretty incredible. But for us regular office warriors, should we really spill […]

Can President Obama Do Anything About Gas Prices?

I’ve been frustrated with the state of American politics and government of late. I’m guessing you have been as well. I think both sides of the political spectrum deserve critique. In fact, I find it very sad that I even define it as “two sides”, rather than 5 sides, or 10 sides, or 20 parties. […]

Movember Time and the Dollar Shave Club Give-A-Way

My beard has grown to Duck Dynasty proportions. “No Shave” November is a great month for me to be socially accepted with a completely mountain-esque beard. Sunday alone I got at least nine compliments on a beard that only a couple weeks prior looked quite “unemployed”. What is this “No Shave” madness? It’s Movember of […]