How to Keep You & Your Bank Account Smiling During the Holidays

The holidays are months away, but it is never too early to start planning ahead.  Trust me, your wallet will thank you.  If you’re a procrastinator when it comes to gifts or even budgeting make this year different!  Follow these tips and hopefully you won’t … [Read More...]

15 Money Saving Tips

Are you trying to cut back expenses and live a more frugal lifestyle? Are you trying to destroy your debt and get back on track financially? Well, here are some great money saving tips that will propel you toward your goals and put some more cash back into … [Read More...]

Organic vs Non-Organic

The choice between buying organic vs non-organic is a constant debate in my household.  If finances allowed I would be purchasing organic meat, vegetables and fruit.  However, how practical is that?  And is it even doing you any good? Many products are now … [Read More...]

5 Tips that Helped Me Graduate College Debt Free

Graduating college is not easy.  But graduating debt free is an even greater feat to accomplish.  I knew that when I signed up for my first course.  However, as daunting as it all seemed, I trucked along determined to not only complete college, but to complete … [Read More...]

What causes the stock market to crash? The 2008 Financial Crisis

Recent Stock Market Crashes - What Happened? Stock market crashes are brutal. Some people lose their entire life savings, some people go even further and take their own lives. Stock market crashes, bubbles, whatever you wish to call them, date back as far as … [Read More...]

What Causes the Stock Market to Crash? A Look at Black Monday

Are you expecting logic when it comes to the stock market? Well don't. Your sanity and your pocketbook depend on it. What causes the stock market to do anything hinges on three things - fear, greed, and manipulation. The stock market is a zero sum gain, one … [Read More...]

What Is APR? A Beginner’s Guide To Understanding Annual Percentage Rates [Infographic]

I'm no fan of Bank of America whatsoever, but they're doing us a solid here by creating this "What Is APR" Infographic. If you're like millions of credit card holders, you may not know exactly what APR is or how it's calculated. Reading this little Beginner's … [Read More...]