This is a guest post by Hannah @ Preciously Preserved. If you’re interested in guest posting please read our guest posting policy and then contact us. Spending more than you make is a common problem; especially here in the U.S. We are a nation driven by consumerism. Credit card companies haven’t made it hard to attain instant gratification […]
The First Step to Annihilate Your Debt
Debt is like having a millstone attached to your neck while you are trying to go on about your daily life. It isn’t pleasurable and it is often very painful. It causes stress and it adds more financial pressure to your household than there needs to be. It can also cause strain in your relationships. […]
5 Tips that Helped Me Graduate College Debt Free
Graduating college is not easy. But graduating debt free is an even greater feat to accomplish. I knew that when I signed up for my first course. However, as daunting as it all seemed, I trucked along determined to not only complete college, but to complete it without debt. You can graduate college debt free […]
What Is APR? A Beginner’s Guide To Understanding Annual Percentage Rates [Infographic]
I’m no fan of Bank of America whatsoever, but they’re doing us a solid here by creating this “What Is APR” Infographic. If you’re like millions of credit card holders, you may not know exactly what APR is or how it’s calculated. Reading this little Beginner’s Guide will be helpful. You know that people are […]
3 Steps to Reduce Debt Stress
If you are a little ambivalent about debt, you’re not alone. Most of us like to use credit, but hate it when the bills come due. Sometimes debt problems are self inflicted and other times it’s due to circumstances beyond our control, whatever the reasons if you are experiencing sleepless nights, headaches, stomach aches and […]
Credit Card Pitfalls
Credit cards were introduced as early as the 1900’s by department stores and oil companies. These propritary cards were created to build customer loyalty. It wasn’t until 1946 that a universal credit card called Charg-It came into use, and now we view credit cards as a matter of convenience. Who could have known that this little piece […]