holiday gifts

How to Keep You & Your Bank Account Smiling During the Holidays

The holidays are months away, but it is never too early to start planning ahead.  Trust me, your wallet will thank you.  If you’re a procrastinator when it comes to gifts or even budgeting make this year different!  Follow these tips and hopefully you won’t … [Read More...]

Understanding Annual Percentage Rate APR - Cropped

What Is APR? A Beginner’s Guide To Understanding Annual Percentage Rates [Infographic]

I'm no fan of Bank of America whatsoever, but they're doing us a solid here by creating this "What Is APR" Infographic. If you're like millions of credit card holders, you may not know exactly what APR is or how it's calculated. Reading this little Beginner's … [Read More...]


529 Educational Savings Plan

If you want to save for your children, grandchildren, or other beneficiaries' college this is the fund you're looking for. We have to go back to 1996, which was when the 529 saving plan was created. Oddly enough, 529 is the section in the Internal Revenue Code … [Read More...]

written retirement plan

Target Retirement Date Mutual Funds – Is it really that easy?

Why choosing a fund based on your age may not always be your best option. Target Date Funds have gained in popularity since their introduction in the early 90’s.  And for good reason, they reduce something as complex as investing and retirement planning down … [Read More...]

Debt Collector

Avoid the Debt Collector

Debt collectors are supposed to abide by the rules set forth in the Fair Debt Collection Practices Act (FDCPA). Old practices such as harassing you at work, calling you late at night, calling your employer, and threatening you with false information are … [Read More...]


Tax Preparation Tips

Tax preparation is a lot of work now and a little work through out the year. That little bit will make a huge difference now, when it seems like you're busier then ever. It is important that you do your taxes correctly each year. Tax returns that contain … [Read More...]


How Trustworthy is Google for Financial Advice?

Between work and personal stuff I probably use Google on average 30 times a day. When I have a financial question, especially during tax season, I Google it. When I'm looking for retirement saving strategies and advice, I Google it. But Google itself is not a … [Read More...]