A Budget for the Last Minute Shopper

Can you believe that it is already November?  I feel like we just celebrated Christmas and now we are approaching Thanksgiving.  Time seems to fly and if you are like most shoppers you probably tend to wait till the last minute to get those presents for your family.  Well, here are a few ways you […]

5 Frugal Autumn Activities

Doesn’t fall just have a special aura about it? There’s a nip in the air, the leaves are changing colors, and you no longer need to order a cold drink at Starbucks. That pumpkin spice latte awaits you! But even more than that there are so many fun and frugal activities for you and your […]

How to Keep You & Your Bank Account Smiling During the Holidays

The holidays are months away, but it is never too early to start planning ahead.  Trust me, your wallet will thank you.  If you’re a procrastinator when it comes to gifts or even budgeting make this year different!  Follow these tips and hopefully you won’t feel like the holidays have put a drain on your […]

The First Step to Annihilate Your Debt

Debt is like having a millstone attached to your neck while you are trying to go on about your daily life.  It isn’t pleasurable and it is often very painful.  It causes stress and it adds more financial pressure to your household than there needs to be.  It can also cause strain in your relationships.  […]

10 Free Ways to Have Fun

Have you ever wanted to do something without taking out your credit card and swiping? I think most families would agree that saving money is high on their priority list especially if they have kids. So, I have compiled 10 free activities that don’t cost a dime! 1. Go to the beach – My husband and I […]

15 Money Saving Tips

Are you trying to cut back expenses and live a more frugal lifestyle? Are you trying to destroy your debt and get back on track financially? Well, here are some great money saving tips that will propel you toward your goals and put some more cash back into your pocket! 1. Turn down your thermostat. […]

Organic vs Non-Organic

The choice between buying organic vs non-organic is a constant debate in my household.  If finances allowed I would be purchasing organic meat, vegetables and fruit.  However, how practical is that?  And is it even doing you any good? Many products are now labeled “organic” to make their label seem more palatable.  They are often […]

5 Tips that Helped Me Graduate College Debt Free

Graduating college is not easy.  But graduating debt free is an even greater feat to accomplish.  I knew that when I signed up for my first course.  However, as daunting as it all seemed, I trucked along determined to not only complete college, but to complete it without debt. You can graduate college debt free […]

What causes the stock market to crash? The 2008 Financial Crisis

Recent Stock Market Crashes – What Happened? Stock market crashes are brutal. Some people lose their entire life savings, some people go even further and take their own lives. Stock market crashes, bubbles, whatever you wish to call them, date back as far as 1637. In 1637, in the Netherlands, trading for bulbs of tulips […]

What Causes the Stock Market to Crash? A Look at Black Monday

Are you expecting logic when it comes to the stock market? Well don’t. Your sanity and your pocketbook depend on it. What causes the stock market to do anything hinges on three things – fear, greed, and manipulation. The stock market is a zero sum gain, one person buys a stock for a dollar while […]